Finding affordable health insurance in New Jersey doesn’t need to be stressful or complicated.

Whether you're between jobs, running your own business, or just exploring better options for your family, there are New Jersey health insurance plans that offer real coverage—without draining your wallet.

We recently helped one of our clients save over $15,000 a year on their health insurance. That’s the kind of impact the right plan can make.

There are budget-friendly health insurance solutions in NJ that provide solid coverage and real peace of mind. You just need the right guide.

At Planman Insurance, we believe you should always have a plan—especially when it comes to your health. Here’s how we can help you get there:

Marketplace Insurance (Get Covered NJ)

Discover the variety of plans available through state or federally run marketplace exchanges – the Health Insurance Marketplace – a platform where individuals or families without access to employer-sponsored coverage or government programs like Medicare can compare and purchase health insurance plans. We’ll walk you through the process, help you understand your eligibility for subsidies, and make sure you get coverage that works for your lifestyle and budget.

Major Medical

Major medical insurance offers comprehensive protection for significant health expenses, covering a wide range of services from preventive care to serious illnesses. Ideal for New Jersey residents looking for long-term protection and stability. We’ll help you compare options and choose a plan that gives you full coverage without the sticker shock.

Indemnity Plans, Hospitalization, Accident, and Critical Illness

These plans help cover high medical costs from unexpected events like hospital stays, injuries, or serious diagnoses. Protect your finances from the "what ifs" of life in New Jersey.

Group Health Insurance

Support your New Jersey team with affordable, high-quality group health plans. Whether you’re growing a startup or running an established company, we’ll tailor a plan to fit your business and your budget.

Dental, Vision, and Hearing

Complete your health insurance with targeted protection for dental work, eye care, and hearing needs. We help NJ families and individuals cover the essentials that traditional plans often skip.